Hello friends how are you? I hope you are very well. Today I tell the best top 5 refer and earn applications in 2022. These 5 applications I use for a very long time and I earn the most money. You earn the most money through these 5 apps. These 5 application names are, Paytm, phonepe, google pay, amazon, and bajaj finserv. these top 5 applications just refer your friends or any of your family members and earn money. let’s start…