How do I open NiyoX account? NiyoX bank refers and earns !!! May 17, 2022 by Offer Claims NiyoX bank is an online bank, this bank use online money transfers. These app’s main features refer and earn, you need only six friends to refer to this app and earn money. At this bank, you just signup and get up to ₹125 and per refer up to ₹125. Read more